Thanks

Yeah don't. What u say makes sense. I was just giving my experience. And anyway once it's paid as agreed and you don't feel your bank details are safe. It's simple get a new card. But I don't appricate you or anyone else suggesting I have motives. It's rude and perfetic.

Might be new. I am just giving my experience. And what you mean my motives. I have no motives. Stop chatting f s**t

Well in this case it's sorted. The company as closed down. After reading about it on here I looked on Internet. And the citizen advice website. They have had there licence taken from them. U need to pay debt. It's an agreement. Regardless who it is with. So there for it is safe to pay. I have had no come back. And like I said it's been 2 month.

Hi all

My other half took out a loan with toothfairy for £400 which escalated to £2500.

 

Now over the last month or so black water & DMR have been sending txts trying get her to make contact.

 

Now they have sent a txt saying pay £80 & they will close the account and if she doesn't face possible legal action or they will sell the debt on.

 

Now I think they are just dangling a carrot hoping she will bite and make contact.

 

Any thoughts on this one or could they be being genuine.

 

Thanks

This could well be true. I have had dealing with these. I personal used this company. I had trouble paying back. I original borrowed £400 and which did escalate to £1028. I paid about 100. And had trouble with rest. I missed a few agreed payment. Then I contacted NDR. (Now black water but still use the NDR website so really it's just a different name) they told me if I paid 320 the account would be close and balance cleared and they give me 28 days to do this. And sent me email to confirm. Also said if I failed to pay it then would revert back to original balance. Now to unforeseen problems I failed to pay this and as they said to reverted back to original balance. I contacted them again. After contacting them they told me someone would call me. They did within the hour and after talking to her was put on hold and when she came back. She told me if I could pay 107 within 28 day again account would be closed. I was sent email again with new agreement on. I paid it and account is now closed. That was 2 months ago.

If you go on the NDR website and the the pay now section. Sign in with your email and contact number with the '0' missed reached with '44'. You will see what you owe and this will also show you what you owe after an agreed payment put into place. U can pay her too (I did).

On another point if you go on the tooth fairy website and just click apply now it won't let you. I think and does make sense. Tooth fairy as been closed down and that why the debt collectors are offering these lesser settlement. In Order for they to get at least some money.