One final question about the letter, just so I get this right. Should I send it recorded delivery or standard first class?

Thanks again, I'll get that sent off the beginning of next week and let you know how it goes.

Takes a lot of stress off my mind.

Also I reported it using Action Frauds online form. They advised me that since no money has been lost that they couldn't really do anything other than keep the form for reference.

I think I can do the digital sig. myself in photoshop.

Would sending them the £1 for the CCA request be payed by cheque? If so am I at risk of giving away further details this way?

And just to confirm should I be sending this to Fredrickson or Carter?

Thanks again.

Hi, thanks so much for your response.

I have not called them yet and was not intending on doing so as I read on this forum why that is a bad idea while I was initially considering it

(I'm a bit phone phobic too so am always reluctant to call strangers).

I will send the letter to Carter,

though I'm reluctant to spend any money on anything to do with this issue

as I feel other than them harassing me it's nothing to do with me.

£1 doesn't sound too steep though if it's entirely necessary.

Is noddle the correct place to look to check my credit file?

If it makes any difference I no longer have a personal bank account, only a joint one with my wife.

Thanks again for your advice, I really appreciate it.

Just to confirm this, the letter I sent was recorded delivery and addressed to their PO Box. Also I'm not 100% sure this is the correct sub-forum, please move this post accordingly if there is a more suited sub. Thanks again.

Hi there,

I came across this form by googling my situation and found some people who had similar (but not identical) issues. I was wondering if the community would be kind enough to give me some specific advice on my current situation.

Last month I received a letter from Fredrickson International Ltd. stating "information has been received confirming that your address details have changed to this address" and asking me to call them immediately for more information.

I had never heard of the company before so put it down as a fishing [problem] and ignored it.

Later that month I received a second letter from Fredrickson International Ltd.

stating that I owed the company 'Marisota' over £200.

Again I had never even heard of Marisota until this letter (they appear to be a womens clothing company) and am not even sure how someone was able to purchase from their store on my behalf without using a credit card? This is still a mystery to me.

Anyway, they said they were considering legal action and that I should immediately pay them the money.

Yesterday I sent them the 'prove it' letter that I believe is hosted on this helpful website.

Today (obviously before they have received my prove it letter)

I received a letter from Bryan Carter Solicitors LLP saying I must contact Fredrickson within the next 14 days

to organise repayment, failing which they will issue proceedings against me.

They further insist that I call Fredricksons on an 0845 number.

From reading this forum I understand that calling any of these companies is dangerous

and all discourse should be made in writing to avoid being screwed over.

What is my next action?

Should I ignore this?

Am I 100% safe knowing that I never spent this money

(not being a woman and rarely buying clothes I am definitely not forgetting something here).

Is this all scare tactics from a shark to get me to pay money I do not owe?

Is it possible that someone has fraudulently used perhaps a bank statement delivered to an old address?

If so will I have to pay this money?

Any information would be fantastic,

especially as I appear to have a 14 day counter on my head for this.

Thanks

Nathan