JoJo2106
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Pregnant and want to renegotiate DMP
in Debt management and Debt self-help
Posted
I've been managing a DMP directly with my creditors for several years now and have never missed a payment.
I'm currently 3 months pregnant and with the prospect of 6 months off work on the horizon from Sept this year,
I wanted to contact my creditors and ask them to accept a drastically reduced payment for 12 months,
while I am pregnant and then on maternity leave, with normal payments to resume once I am back at work.
I would put the money I usually pay them to once side to help pay my priority debts while I am off work as
SMP does not cover what I have to pay out as well as the cost of having a child.
Does anyone have any experience of doing this?
Or an advice about the best way to go about it?