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Dknife

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Posts posted by Dknife

  1. Hi

     

    The process of reclaiming is the same in Scotland so no worries there at the moment.

     

    Have you got all of your credit card statements?

     

    Have you got a copy of the loan agreement and a record of the payments made on the loan?

     

    These will be two separate claims, one for the card and one for the loan.

     

     

    Thx for a quick response guys!!!! My CC statements are online, as for the loan it was DD from my bank account and the only records i have from it is the ones Experian can facilitate me....

     

    Being 2 separate claims means i need to request 2 separate SAR's or the same SAR on my bank account will link everything togheter??

  2. Hi, im new in here, and i really hope im in the right place to post this.

     

    In october 2007 (or thereabouts) i took a MasterCard credit card with LoydsTSB, and like everybody else, i've been paying (and i think im still paying) PPI on it. A couple of moth afterwards, i took a £2000 loan with LoydsTSB, in which i am most certainly sure i had to pay PPI as well. I live in Scotland (i've heard that the laws are different than in england, hence the reason i clarified it in advance).

     

    Now, for quite some time i have been wanting to do something about it, but for one reason or another, i've never came round to do it. I was really tempted to call them today, but i decided to check online first, and i came around here, where in a post someone said it was a very bad idea, which then put me back into square one, as i really dont know what to do.

     

    I really dont know where to start, how to do it, if i should ask for separated info as there is 2 different issues (loan and CC) if the accounts are the same (considering both were paid from the same account)....

     

    I would really appreciate some help..... Thx a lot in advance!!!!!

     

     

    MARTIN.

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