Yes i spoke to them on a number of ocasions and i am now paying by DD again so i really can not see there problem. I see this as an intimidating threat.

Thanks for the advice.

Hi

i have received a letter from Argos Financial recovery services requesting the full balance of my account or they will consider passing my account to a third party who may commence proceedings against me in the county court or sheriff court.

I see this as very threatening and intimidating.

I lost my job just before xmas 2016 and spoke to Argos to explain that i couldn't afford payments

but am now at present back in full time employment and my direct debit has been reinstated and a payment was made on the 12th of April with the letter from Argos dated the 16th of april.

I phone Argos to explain that i was now in a position to keep my monthly payment up but they were not even interested as it had been passed on to the recovery department. and demanded i fill out a personal financial statement to see how much i can afford although i am paying anyway.

I feel that they are just trying to frighten people like myself into making full payments.

Any advice would be appreciated as i am very frustrated with these complete Muppets.:-x:-x:-x:-x:-x

yes i know that its all to frighten you and many people fall for it. i have told them the only way i will communicate with them now is by letter and they dont like it because its all proof of what they are doing

Hi there i am in the very same boat after the collapse of my pub in April 2012.

I had a contract with Unicom which started in June 2011 and was told by the adviser that if anything was to go wrong with my business

it would not be a problem in canceling my contract so i was happy to take them up on there offer.

As soon as my pub went under i contacted Unicom and now have a bill for £977.16 and rising with interest every month.

This morning the 14th of March 2013 i have the third threatening letter of Court proceedings against me

With threats of Bailiffs attending my home to remove goods etc.

I gave up two months ago talking to these IDIOTS on the phone because they are so aggressive.

I wrote them a letter last month with offer of a monthly fee but no response only phoning me up to 3 times everyday and leaving messages.

I have now today sent them a letter Threatening them of Harassment and to only contact me by letter.

This company are nothing but bully's and no its my turn to get nasty. Watch this space. :mad2:

Hi biglgh,

I too came out of a pub in March this year after 2 and half years of a 3 year contract with unicom! I have a £344 termination charge with unicom and after emails and letters from them and Universal debt services I appear to be at a stale mate with them. Offered them 50p a month as they are at the bottom of the pile of debt I came out of the pub with but they have refused saying they will take me to court. Just wondered where you are at with them now? The last guy I spoke to this week said they wont deal with me in writing only phone and I insisted I will only deal in writing. Complete bully boys, very aggressive!