Oh no I'm so sorry to hear that but can you work out paying back the fine back gradually? I'm actually close to suicide I've still not gotten in touch with them yet because if they stop my payments I can't afford to feed my daughter x

Sorry but after reading the stuff from wsid I'm now terrified I haven't had any compliance letters or that but I'm scared that if I bring the fact my salary was wrong they'll give me a criminal record and the childcare element being wrong I'll not be able to go back to uni to do nursing and my whole life'll be bleak my poor daughter Is all I can think of x

how r you....

Hi there I'm not much better to be honest I'm not sleeping or eating. I read your posts on the other thread and the £3000 fine frightening me even more as my situation Is that for 2011/12 I gave my salary as less than it was so I was negligent but I didn't do it on purpose I had 2 jobs never got a p60 from either so I didn't know how much I'd earned it was a genuine error. I feel like I'm being crushed by all this I really do. How are you? X

i know how you feel im so scared xxcx

Thanks scotgal I'll keep you updated when I've sorted everything out. Foolmum it's so terrifying I haven't eaten or slept for weeks I don't live the life of Riley I scrape by and the loss of what I was getting could've ended with my daughter and I being homeless which we're faced with just now anyway. I'm not able to interact with people and I'm in the process of being made bankrupt right now life doesn't feel worth living. I hope everything works out for you x

You're not being investigated. You're ringing up to report an error. Claiming childcare costs when there are none is different from under estimating your income. They are spot checking claims for accuracy re child care and I think you should tell them before they contact you. Previous years? How long have the child care costs erroneously paid? x

They were finished aug 2011 and still on there til may 2012 I was working 2 jobs and have also under estimated my income as I didn't receive a p60 from either jobs I'm actually so terrified I'm considering suicide I'm worried I'll lose my home and my daughter due to my total negligence x

Yes honestly I do, it won't be as bad as you think but you owe it to yourself and your family to get some peace of mind. Dont go into a big spiel - say hi I just looked at my award and I notice im still getting childcare, it shouldnt be on. Thats it. They will take the change over the phone. Remove the childcare and issue you a new award and probably later on an overpayment letter. They might offset it against future awards. Good luck - you'll feel so much better xx

Thanks scotgal I hope so I've not been well today so have to call tomorrow now but definitely will its just so frightening but I read that it's best to sort this out before the DWP take over in 2013 as they push for prosecution. I'll never find another job if that's the case do'u think they'll investigate previous years to now? X

Its not your income tho, its childcare costs. Don't be frightened, the sooner you pluck up the courage to ring them, the sooner you'll get some peace of mind. I'd say write to them, but you'll probably still worry yourself sick until you get a response. HMRC are all about recovery Dawnie xx

Thanks scotgal I'm gonna call on Monday. Do'u definitely think I'm better off calling them before they get in touch with me? You're right tho I would just sit about and worry until I heard from them I rely so much on my child tax I don't want to jeopardise them thru negligence thanks again xx

I'd ring and notify them before they write to you, less of an over payment x

Thank you it's worrying me sick it's not out of dishonesty I've never really dealt with financial things before and I kinda just thought the hmrc would have my salary and adjust it x

I just noticed on my tax credit award that for year 2011/12 is wrong under by about 5,000 and still have childcare on fir 2012/13 there that shouldn't be should i call and let them know now? Thanks I'm panicking and not sleeping nor eating x

Hi i'm still trying to get hold of them, they are a nightmare lol. overpayment was £8000 i can only afford £50 a month at the moment but with a view to paying off as much as i can when i can, I'm hoping they will accept that as we are on an iva at the moment and things are tight as it is

I suspect I'm going to be investigated shortly and I'm ill over it was there no mention of criminal charges? I'm terrified I lose my home and daughter as I know I was stupid, but in alot of debt (currently going through bankruptcy) and I failed to disclose changes cause I relied on the money. I rely heavily in ctc as I'm not working and scared these will stop x

Hi how did you get on how much was your overpayment? How long do you get to pay this back? X