raydetinu i will email them today.

thanks for the help

not heard anything back yet.

am i technically uninsured as i havent been driven the car but will need to use it at some point? not sure where ive been left with the insurance company now, insured or not insured?

bankfodder -thanks for the advice, that is so helpful. i didnt think i would have a leg to stand on with them as they are 'in charge'.

will i need to prove the visibility through the windows? they are not crazy dark windows, just enough to keep the sun out (in the back) and the fronts are a slight shade darker then the windscreen (not tinted).

raydetinu -the rear windows are darker than the fronts but they arent completely dark.

the fronts are slightly tinted to the point where you can still see in the car if someone was driving along side you.

hi, i am hoping someone can help me out of this stupid situation i have got myself into.

in a nutshell -- 3rd party hit me on a rounabout. my right of way and i was indicating to turn off. he came on from the left and tried to cut across and he hit the side of my door.

i came away with a rather large dent in my door and the other driver had my paint on his bumper.

we swapped names, numbers and he said he would call me that night. didnt hear anything so notified the insurers the next day. he had already called them claiming i wasn't indicating, my fault and he has a third party witness!!!! shocked as for 20 minutes we were there there were no witnesses.

anyway, took my car to the garage to get a quote, compelted insurance forms and sent it off thinking nothing of it and thta it will get sorted.

just got a letter asking why i had not notified them of my tinted windows (mods) and if i had told them in the beginning, they never would have insured me! when i bought the car couple of years ago the windows were already done and i assumed it was factory fitted as that was what i was told.

now i dont know what to do/what to write back/where to go from here.

i realise legally they are within there rights as htey are saying car is modified and i didnt tell them and is against their policy to insure these cars (they wont cover any mods!), but i dont know what i am supposed to do now, i am really upset with myself as i should have realised but now i am stuck.

would really help any advice to where to go now?