He must be hard at work !!

well - did the posty come?

When i posted this question my court was upposed to be this coming Thurs, until the head judge in Northern ireland decided he wnated ot wait for a test case in England to be heard and all our cases have now been put back until the end of June.

I am so angry!! I thought i would be quids in this week!!

Sarah

mmmmmmm there are that many claims for A&L at the mo - a lot of people are in the same boat and are just waiting. ur phonecall sounds positive. Keep us infomred

Hi was just wondering if there are any impending courts hearings with A&l within the next couple of weeks? there seems to be an awful lot of people 'waiting' after having received a defence.

Sarah

i dont know - thats all i was told

just phoned the court ............ ALL judges in Ni have decided to postpone ALL bank claims until June as there is apparently a test hearing in England smoewhere.

I could cry!!!!!!!!!!!!!!!!!!!!!!!

Sarah x

Hi I have just checked my claim online and my listing has been changed and put back for another month!!!!

I was due in court on 24th May and now its been changed to 26th June - this is getting beyond a joke!!

I am claiming in Northern Ireland, there is another guy in eactly the same boat as me and his has been changed as well.

What are A&L playing at???

Sarah

Congratulations Lesley!!!!

Hope we all get the same outcome.

Just out interest, what stage were u at before they settled???

Congrats

Sarah

Hi,

Thanks for all your advice guys - I know that I should just hang in there but i never thought it would get this far!!

i have just send a 'bundle' today to the courts and A&L's solicitors, just to let them know i'm ready!!

so lets see what happens next.

Sarah

Hi I was just condering has anyone had any contact with A&L reagrding their defence & court date?

Has anyone been to court with them yet? They seem to have stopped paying up for some reason.

Sarah

Yeah - as if someone from Wragge are gonna fly all over the UK to all these court cases and defend!!!!

oh well - they're just gonna string it out a bit more!!

when they phoning you back? let me know how it goes

S

Sounds good - posting mine today - must phone them tomorrow!!!

So did I - although I have prepared a bundle to send to the solicitors and court - just to prove I am serious! I am just hoping that I get a cheque in the post soon.

If you look at my post in Northern Ireland, mainland banks section of Penalty Charges UK - Fighting your Corner for FREE - Iamo gave me direction in what to do next.

Sarah

Me too, I am in Coleraine court

Hi Dj,

My court date is 24th May - r u from NI??

Sarah

Hi,

I seem to be at a stage where most people are with A&L. I have a court date set for 24th May - 2 weeks away.

I would like to know what is the best way to go with this:

1) I have prepared a bundle of everything I have had to with this claim and have it ready to send to court & A&L's solicitors.

2) would it be wise to write a letter to A&L and their solicitor offering to settle for a little less than the claim amount?

3) or maybe a letter giving them a little nudge

I really dont want to have to go to court as my hubby and I are both tied to work that day and it would cause problems.

Please can someone help me - i have been told to sit tight but it is getting a bit ridiculous and I dont want this getting out of hand. I havent heard of anyone recently settling since A&L started sending out these defences.

Help!!

Sarah

Yes, I have had a total of 3 offers!! One for half the amount, one for the full amount less interest and court fee and one for the £12 charge difference.

I was actually gonna accept the offer of full amount if they gave back my court fee, i was even willing to waive the interest! Their loss.

I am so trying to think positive, it seems that A&L are trying a different approach and are really trying to scare people off big time. it's definately working on my hubby!

Sarah

hi Jenny,

I have just been reading through your thread - it makes interesting reading!!

I am in sort of the same boat as you - i have received A&L's defence from Wragge & Co and have a court date for 24th May.

I am just about to put together a bundle of all my dealings with this claim to send to Wragge & Co and the courthouse. ie: letters, communcation etc.

I dont know about u but i'm a bit fidgety about this - do u think A&L will go all the way - your case seems to be quite complicated??

Anyway i hope you get it resolved soon

sarah

Help!

I have followed the procedures right to the letter regarding a claim with A&L I am now in a confused position. I recveived a letter from A&L telling me they would do nothing more to help so I drafted a letter to them saying I was gonna start court action that day – which I did – that was 1st March. I then got a phonecall last Friday (they left a msg) and when when I phoned back the fella was going home so couldn’t talk to me. During that call I told him (as I had said in my letter) I had started court proceedings. We arranged for him to phone me yesterday morning (which he did) and he offered me £1000 less than my total charges – obviously I told him NO!!!. The thing is I have now got a letter today offering my full charges but no interest or court fee (which I have paid) – what should I do? Accept the offer and lose my fee and interest or phone them and ask for them to be refunded as well? I also have some recent charges pending which have not yet been accounted for, can I ask for them too? I had a slight prob with my online application and it has taken a bit longer to sort out and is only being served now.

Please help!!!

Hi,

I was wondering if I coud have some help, I have browsing this website for a while now and am processing claims against 2 banks.

What i want to know is that I saw someone had sent a letter to the A&L about their account operation in respect of the way they list their transactions - i'm prob not making sense here.

The A&L always put our account into the red even though money has been credited the same day (they always change the order in which the money goes in) I want to make a complaint about this and take it as far as the Financial Ombusdman etc.

any help would be appreciated!!

Thanks

Sarah

No prob - the Ulsterbank are really easy and the court system is easy to - I did it all online. Get your request out in the post asap! they will prob offer your around £100 as 'goodwill' once you file a claim they pay within 3 weeks!

Sarah

Hi,

I have some black marks on my account from Kays regarding missed payments, these are very old (2001) and I though by now they would have been removed, can anyone help me to find out how I can these taken off?