Thanks for your reply. I have only had the account for around 10 month so still have a huge amound owed on 2 items

Hi guys not sure exactly where to start.

Me and my partner split up a few month ago and with 3 children I struggled to pay the bills,

perfect homes was not top of my priority but I did try and make payments.

I had a visit on Monday from a recovery manager ( I was not in but he left a card with a family member who was in).

I phoned him up on monday and said i would make the payment on tuesday.

I couldn't get in to pay it so I rang him up and told him I would make the payment today at 9.30am.

I did'nt but I had arranged a lift for 3.30pm to go in and pay it.

12 o'clock today i had a snotty text message from the bully (recovery manager) saying "when can I pick up our property?"

I phoned him up and explained that I am coming through at 3.30pm.

He was extremly nasty and very intimadating on the phone, saying things like "you have till 3.45 or i am coming to remove good"

and When somebody makes a promise to me they keep it.

Came off the phone in tears he was so intimadating I felt really bullied.

I have made a £50 payment as the store agreed and I still owe another £50

i am terrified that this man will visit my home.

Is there anything i can do?

I am now 2 weeks in arrears

Thank you

EDIT

I am not trying to get out of paying I want nothing more than to catch up and get back on track but think i'm going to struggle to find the other £50 before friday which means he will come to my door. My normal weekly payment is £24