Yes I have the account number and sort code. It was with the same bank that I was supposed to pay into if I paid by bank transfer and in the same city, although I doubt the company still has this account open.

Yes it was paid into an account

I have got the cheque and been to the bank, it was cashed on 29th July 2009 (and I dont see how it could have got into the wrong hands and been cashed by someone else). The DCA has written to me again saying I will go to court. Who do I contact now? The DCA or the company that overpaid me?

 

As the overpayment occured 4 years ago the numbers on the original letters dont work anymore and I doubt the same people still work there. Should I send a copy of the cheque to the DCA? I have a feeling they will just ignore it and take me to court anyway and waste more of my time and money than it already has.

I don't think so. I was overpaid in Sept 2008, I got 3 letters, 3 days after the 3rd one I sent the cheque which I got from my ISA. I asked for confirmation but never received it. I heard nothing for 3 years until this. I took photocopies of all the letters I recieved and the letter and cheque that I sent to them.

Hi welcome to CAG,

I think you have all the answers to hand

you have proof that the overpayment was

repaid, so copy the the evidence and send

it with the following letter:

 

Dear Sir or Madam

Referencexxxxxxx

I write in regard to a debt to xxxxx that you allege is owed

by me, please take note I do not acknowledge any debt to

you or any company you claim to represent.

 

This overpayment was repaid on xxxxxx 2009 in the sum of £1900.OO

I have enclosed a copy of my cheque and can supply evidence of the

cheque being cashed therefore I am stating that this matter is closed

and no further correspondence will be entered in to.

send recorded delivery.

The thing is im starting to doubt whether they received it. It wasnt a normal cheque I dont think. I cant really remember - I took it out my ISA and then sent them the cheque but I think the money came out the moment I got the cheque written in the bank. I never got confirmation that they had got my letter+cheque even though I asked for it (I thought at the time why should I bother as I know they will just come up with some crap like this at some point)

 

I dont know, I was only 18 at the time. Either way it makes me want to scream

Just got a letter from 'Sinclair Goldberg Price Limited' saying:

 

 

"FINAL DEMAND

 

WE NOW OFFER YOU A FINAL OPPORTUNITY TO MAKE PAYMENT OF £2306.00 OVERDUE TO OUR CLIENT ****** FOR YOUR SALARY OVERPAYMENT

 

THIS MUST BE SENT DIRECTLY WITHIN 7 DAYS

 

FAILURE TO DO SO WILL RESULT IN LEGAL ACTION other small print"

 

First of all this overpayment occured in 2008, and they overpayed me 1.9k, not £2.3k

 

Secondly i already gave them the money back in 2009, I have photocopies of the cheque I sent and the money came out of my ISA account.

 

Thirdly I dont have 2.3k to pay back anyway

 

What do I do?

 

I'm not even going to respond to the DCA, I might contact my old employer, what should I do?