spoke to BH today and they give me a figure to what they want, 4850.00 from the glasses guide on the net. now i done the excate same check when i got home and got the price of 4300 ! now i have taken to prices of all the things i have put back on the car to get it back standard and that totals 657.40

i do still have a door to replace which is going to cost me roughly 500 - 600 quid. i qouted them 150 earlier today but i didnt think the item would cost that much from a dealer. so im not to sure it they think im tryin to have them over...... i swear im not , im just being honest to the best i can be..

i really want the car. now if they agree to the price iv offered can i pay them in installments? nothing silly , say like 1k a month? just im not made of money and i have read on other forms that you can pay at reduced rates, but like iv said iv never done nothing like this before....

i#ll give it a try, thanks for getting back to me on this..... im sure i will be back to ask more as they have given me till the 18 / 3 / 2011.to give the car back.

the car is only worth £4300 book by traders, now i have maintained this and bought all the new parts relavent to get the car back to a standard similar to how it come from a dealers, im very fussy as i keep a tidy car. some of these item i got from mate in the motor trade cheap but now recipts and other i have like ebay etc. will BH take that into consideration if i want the car ? i did ask them what they would be looking at to buy it of them but they said i had to make the offer 1st, if its there car shouldnt they give me a price then banter on that ?

Is that an easy process to do? Very new to this and would be grateful on how to get the ball rolling.

The person that took out the finance was the one that done the deal I found out so no other up the line.

Well I have found the previous owner, I have all the info needed to located him including phone numbers, I have paid for this and willing to give or take BH to him as he has moved house from where he took out the finance. The thing is I can't get my old car back as it has changed hands 4 times! Is there nothing in the hire purchase act that states a deal other than purchase?

any one ? im at a loose end and its doing me in. if i lose car iv lost everything at a total of 20K..... help and info greatly appiciated..

anyone ?

evening people,

after reading this i know how some of the people feel.

i am also stuck in this situation, i done a deal with a chap from rochdale in a swap deeal ( car for car) my car was a high proformance car and his was a diesel and the deal worked both ways for us.

now 8 months down the line i get a letter from black horse say i have to pay 10K or give the car back to them, even though the car is not worth that.

now iv been doing my home work. iv located the chap i done the deal with but the car i swapped has changed hands roughly 4 time since then. and lucky enough every one i spoke too that had the car so far has been very helpful in giving info to me on the previous owners. i have even fond the chap i done the deal with on facebook and requested friendship with him but he keeps deniying me. so i know his still around. but all this i have found out in the week of finding out the car was on a hp agreement! so in theroy i have done more work than the finance company in trying to find the person they done the deal with. i have all the info wrote down and the HP company has given me extended time while i make my investgations also ( strange i thought, but good for me)

any help will be greatly appiciated !

thanks in advance

gavin