Dear Sir,

*

Thank you for your email. I have updated our records accordingly and apologise for any inconvenience caused.

*

Kind regards,

*

Lizzy

Customer Services, Lowell Group

post@lowellgroup.co.uk

0844 844 4716

8am - 8pm

http://www.lowell.co.uk

Subject:*Re: The Lowell Group (Thread:8168)

*

To whom it may concern

*

Thank you for that amazing offer you must really be dragging the Bottom of the barrel

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You have bought a debt for about 10 quid and are trying your luck

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I do not owe any money to capital one or any other company

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You are on a fishing trip trying to get a bite.*

*

I have not had any credit since before 2004 which is 9 years ago statute barred is 6 years have a nice day

Lowell Reference Number:*xxxccc

Original Account Number:*xxxxcccc

Original Company: Capital One

Account Balance: £1277.71

Dear Ms Andrea Evans,

A special offer for you, for a very limited period

To help you clear your debts. We'd like to offer you a discount of 75% off your outstanding balance AND, if you can't afford to pay it all at once, we can even set up a repayment plan and spread out the remaining balance so you can pay monthly.

It really is that simple, just follow these easy steps:

*1. Call us on*0113 308 6041*and tell us if you're paying in full or need to spread the payments

*2. Make the payment in full or setup a monthly Direct Debit for the instalments

Once the payments have been made the remaining balance will be cleared and the debt will no longer exist.

But, we do need to speak with you in the next 10 days to take advantage of this offer - even if you can't pay immediately. Don't worry, we won't ask you to pay any more, but we do need to update our system to stop any further action.

If you'd prefer, you can even email us atpost@lowellgroup.co.uk*to tell us how you'd like to pay.

Yours sincerely,

Andrew Bartle

Chief Operations Officer

Lowell Financial Ltd

And always on the electoral roll?

Yes paying coucil tax on each address

Lost job so sold house in 2004 before it was repossed moved in with family.

Lived in council house 2004 till 2009

Live in private rent 2009 till present day

last payment was 2003 i think

no it is not on credit file

will check now

Hi all

I think this could be a new tactic from these pond dwellers

My partner has been receiving phone calls from 01133086000 chasing a debt from about 10 years ago we think it was for a captal one credit card

The limit was £250.00 at the time to which my partner was paying it off monthly charges were getting added each month because they were saying it was not getting paid in early enough for clear funds.

Anyway she paid what she owed without the add ons and left it at that.

She has not spoke on the phone to anyone or had any dealings with Capital one or Lowell so these phone calls have come out of the blue.

Today she got a letter from Lowell saying

Dear Miss xxxxx

We wrote to you recently after answering a query you raised on your account and offered you the opportunity to pay monthly by Direct Debit. We even gave you two alternative repayment options or the ability to dictate what you wanted to pay, but unfortunately your account remains unpaid and you have not set up a monthly repayment plan.

The debt they say is now £1277.71

This is utter make believe we have not been in touch with them or anyone as we did not know about this debt

Is this a way to get around statute barred debts by saying we got in touch with them.

Any help would be helpful

Thanks