sawek86
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Posts posted by sawek86
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sorry, I forgot and thanks any way.
Edy:Updated links
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Hi there,
I need an advice in this case, Please.
Couple weeks ago(22/09/2010) I received letter from LCS Solicitors regarding BARCLAYCARD debt on amount 235.87.
Then I sent them this(via email) :
Sent: 25 September 2010Dear Sirs,
Ref no: Edit
Please note that I do not acknowledge any debt to your company.
I understand that you have shared my sensitive personal information with a third party, 1st credit Limited, Barclaycard.
I do not recall giving you my explicit consent to process my sensitive personal data, or to share such data with other organisations. As you are aware, it is an offence under the Data Protection Act 1998 to disclose sensitive personal data without lawful reason and/or the permission of the data subject. You are also expressly prohibited from processing personal data without permission unless you can show that it is as necessary to enforce a lawful right or interest, such as an enforceable contract.
I request that you send me, within 14 days of this letter, a signed true copy of such a contract or credit agreement AND a true copy of an explicit consent to process and distribute this data under the data protection Act 1998. Also a true copy of any assignment of the contract to your organisation.
I also ask that within 14 days you send me copies of all data you hold on me, as part of this SAR under the Data Protection Act 1998. I explicitly include any records/ recordings of phone conversations in this notice.
If you fail to comply within the notice period, I will immediately complain to the statutory authorities in the first instance. Since you are actively disclosing my data to third parties, I regret that I will be unable to extend this notice period.
You will be responsible for any damages or distress failure to comply with the Data Protection Act causes me. You should be aware that your actions have already caused me considerable distress, and have restricted my ability to apply for a mortgage.
I note that failure to comply with the data protection principles is a serious breach of both FSA and OFT guidelines and that I will report this to the authorities.
If your actions are mistaken, I require you to inform me immediately of the steps your will take to rectify the situation and mitigate any damage.
Be aware that messages, letters or any response regarding this case will be accepted by reply this email.
I look forward to hearing from you,
Best Regards,
edit
1st cerdit response(via email):
Sent: 27 September 2010Good afternoon Edit
Thank you for your email and providing authority to use this email address for correspondence purposes.
This is in regard to the outstanding balance of xxx for your Barclaycard account.
Please be advised that this debt was sold to 1st Credit in April 2008 and a letter confirming this transaction was issued to the address of edit on 9th April 2008.
As this account is shown as a default against your credit file and presuming you would be eager to update this, please respond to this email or contact 1st Credit on 08433 200 000 to clear the outstanding balance via Debit or Credit card. Once paid your credit file will be updated accordingly and you will receive no further communication regarding the matter.
Many thanks
My response(via email):
Sent: 27 September 2010Dear Sirs,
Please read again my previous email but this time more carefully and slowly. Than do what you been asked for without exceptions within next 12 days. Otherwise I will contact with right Authorities.
Kind Regards,
Edit
And received shortly after this(via email):
Sent: 28 September 2010Good morning edit
Thank you for your response, your request for a true copy of your original agreement has been referred to Barclaycard and we will await a response, your account will be held until this is received and the relevant documentation will be issued to you shortly after.
Many thanks
This week I received only this (by post):
www .img836.imageshack.us/i/img0012pa.jpg/
or
www .yfrog.com/n8img0012paj
(Sorry but I'm new here and I can't add images yet, that why I added this link to open just delete space )
And I don't have any idea what to do next, I read out many posts but I couldn't find right answer on it.Any help please? Regards
PS. Sorry for my bad English.
Personal data removed
LCS Solicitors/1st Credit - advice please
in Debt Collection Agencies
Posted
Something like this:
Dear Sirs,
Ref:xxxxxx
Thank you for your letter dated on 22 October 2010. I would like to point out that you failed to comply with my request under CCA 1974....
But what next...?