Thanks uk26. I'll post updates. It's allways nice to know that there are still people willing to help others for no other reason but to help.

Hi Uk26, i don't mean to come accross thick but even though i've paid some instalments. Does that not mean i have acknowledged the debt? I've printed letter and will send it recorded delivery soon as. Thanks once again.

Hi UK26 and Postggj,

both of your letters sound spot on but which one do i use, and is there any significant difference between the two that would help me? Thanks for helping.

Hi and thanks.

I've read all your replies, i'm not altogether sure if there was a gap of 6 years but there is a good possibility. I've prepared my letter for request, thanks Postggj. Do i send that soon as?

Hi thanks for reply,

My last payment was in May this year. I really don't want to ignore this and from what i've read it would be unwise to do so. In a nutshell i just can't afford to pay this debt at the moment. I just want to know the best way forward from here.

Hi debt4get,

The debt is from a Barclays loan i had in July 2003. Unfortunately i don't have the original details. But seem to remember it was for £5000.00. The SD is for £6123.73. I did contact capquest a while back after being duped by a telegram or something. I did pay installments totalling £850.00. But i'm self employed and work hasn't been in abundance, i rent a property with my wife and have no assets to speak of. I'm not disputing that i owe the dept but there is noway i can pay it in full or even a lump sum off at the moment. Thanks in advance.

Hi, I'm new to this. I hope some one can advise me on the following. I've recieved a Statutory Demand from capquest dated the 1st of July 2010. It is signed by Barry Davies albeit a photo copied signature. I've read a few of the posts here and they all seem quite helpful. But i'm confused as to what i should do first off and time limits. Any advice would be much appreciated.