soundshack
-
Posts
7 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Posts posted by soundshack
-
-
Anyone with any advice?
-
Hi,
I've recently checked my credit file to find Motor Mile have placed a default on my credit file.
They state the type as Pay Day Loan.
Account started - 19/07/2011
Default Date - 22/04/2016
Default Balance -£318
This has just appeared out of the blue. Reading the forums here it sounds like they buy old date. My question is are they allowed to place a default on my account? I've never heard of them.
They also have my date of birth wrong on the credit report. out by a couple of days.
There was never any other default from any payday lender before april.
Please can someone advise how to get this removed?
Thanks.
-
thanks for the reply, will fire that one off and keep you posted.
-
Hi just thought I'd give a quick update to this. I sent the letter as mentioned above and waited about a month and finally got a reply from H & L.
They ignored the letter I sent and said this -
"We write to confirm that we have instructed to agree a discounted settlement figure with you to clear this account."
should I respond to this or just leave it?
-
thanks for your help. Will give that a try.
-
HSBC have been chasing me for a debt for some time which they passed to westcot.
I sent wescot a CCA request which they didnt respond to within the 12 day period. They then wrote to me stating the file had been passed back to the client and that I would hear no more from them.
HSBC have now passed the file to H L Legal solictiors who have sent me notification of court action to obtain a ccj against me.
As they are yet to respond to the CCA request can they do anything? I have downloaded a couple of template letters from here, the one to a solicitors after a cca has been ignored and the one where it has been passed on to another dca.
What letter should I send them as I made the cca request to westcot. Do I need to send another cca direct to HSBC or H L Legal?
really not sure what to do now. any help would be great.
Many Thanks,
John.
MMF place default on my credit file
in Motormile Finance UK Ltd/Lantern
Posted
ok thanks