Whilst searching for mis-sold PPI I came across a document I do not recall seeing before. It is headed IPI payment protection application My name and address DOB Monthly loan payment £201.02 term 48 months IPI monthly premium £28.14 Unsigned undated  direct debit mandate unsigned undated. Is this a valid application. Its hand written in the details boxes. .

max2009 does the thread looking for info 2/6/2007 help?

Hi max2009 I am in a very similar position with nastywestminster wish you well have you made any progress ?

Hi I asked intelligent finance/halifax for a copy of my CCA they sent a reconstructed copy their copy was not signed by them which I think makes it unenforceable. More importantly I found my copy and it is unenforceable and it is not the same they have quite brazenly added things that are not in my original. Is this fraud is it an attempt to pervert the course of justice surely they have commited a crime and they should be made to pay for it. Any suggestions.

Hi I got crap one loan on the agreement the APR is the same as the yearly interest rate does this make the agreement unenforceable?