AIC are saying there taking me to court!

How can I stop them?

Is there a avenue / path to stop these people?

I dont think the police application will think its a good thing!

Cardrak, something you might like to look at

 

MABS - Consumer Credit - Credit Agreements

looks intersting, thanks for this Bazooka

OK IMHO, SharklayCard and Cr@pone are unenforceable, Sharklays have sent you T&C's. Cr@pone have sent you toilet paper!

I don't see any signatures either from yourself or them anywhere.

 

On your EGG LOAN! Go back and remove the agreement number on the second sheet!

Again IMHO that looks OK and enforceable.

 

As is the Egg CC, I am assuming you took this out online post 2007?

Hi ty for gettting back to me.

On the forms I have taken off the signatures off myself and replaced it with "signature was hear"

its a shame the Egg ones look enforcable as thats where alot of the debt is from!

bump.

Anyone?

Of if anyone cant look does anyone know who I can pay to look at these?

TY

Is there any chance you can use TinyPic or Photo Bucket?

Hear we go, hope this help!

Barclay card

http://i49.tinypic.com/wa3k02.jpg

http://i49.tinypic.com/13yie77.jpg

http://i47.tinypic.com/rvlobn.jpg

http://i47.tinypic.com/105p4s9.jpg

Capital One

http://i50.tinypic.com/99m2v9.jpg

http://i48.tinypic.com/a08184.jpg

Egg Card

http://i50.tinypic.com/2lvn37s.jpg

http://i50.tinypic.com/e0h4ef.jpg

http://i48.tinypic.com/2zow48n.jpg

http://i49.tinypic.com/96fcc4.jpg

http://i49.tinypic.com/ap9s89.jpg

Egg Loan

http://i45.tinypic.com/32zv2iu.jpg

http://i47.tinypic.com/1g6hzq.jpg

Not sure ill try!

Is that the best way to view them? Im not very Techy so Ill ask the Mrs when she gets back, shes the IT specialist!

Hi everyone,

Im in need of someone who has an idea what there looking at in regards to the CCA forms.

I have ones hear from Barlcycard, Egg and Egg loan.

If you paste the link and put it in your web browser after the http (not after http://www.) files.me.com/alisonsteward/ih0yq3

I really appriciate anyone taking the time to help me and would be really gratefull if someone could point me in the right direction after they have seen the forms.

Anything I can do in return let me know and I see what I can do.

TY TY TY for looking

Right, hear we go guys and gilrs! Been the untechy person that I am I thought this might not happen but I have managed to get the CCA agreements onto a URL (dont wry, you wont be dowloading nothing dodgy!)

TY in advance for any help witht this.....I will be making a healthy donatation for the great people of this web site.

files.me.com/alisonsteward/ih0yq3

If you cut and paste this and put it inform of the http in a website browser and it will give you an option to view the documents.

I have on hear what I deemed to be the important parts of the cca agreements as egg for expample had 50 pages of rubbish printed clearly from a website!

If you think there important tho i will put them up.

TY

regarding your police thing

you have to be squeeeky clean to get in there anything like a ccj and forget it. for obvious reasons they cant have anyone with any history of unpaid debt.

looks like i might be screwed then.

I have no CCJ's tho and been paying the debt through companies like CCCS. but since business went pair shaped its been erugluar the last 6 months.

I got thru to day 2 and thats in Jan.....you never know! fingers crossed

yes thats it

scan them and list them on this thread. people will then advise you.

remove all personal detail first.

Believe me it works.

brilliant, ill do it in the morning. It would be amazing if i could cleat half the debt through there own mistakes

TY for getting back to me witht he info.

I have recieved the CCA agreements from most of the companies......some are 20 pages+

Are you saying scan them onto the forum and someone will have alook?

sry if im asking stupid questions

bump

Any advice for a virgin poster!!

Hi,

I have alot of credit card / loan debt. The most recent was 2005 and some span alittle earlier than this.

I was was the CCCS but since becoming unemployed they are no longer interested in helping me. My only income comes from a sponsorship deal to play poker and that brings in some money each month.

CCCS have no interest in helping me as they dont agree with the way I make my money so now im fighting the sharks by myself and im not sure what to do.

Creditors: RMA Resolve (Amex) 3k

Barclycard 5k

Collect Direct (Egg) 11k

capital one 8k

Moorecroft (Egg) 3k

AIC....local thugs! 11k

I have written a letter as advided saying Im in difficulties and will be making token payments until I can pay in full.

Does anyone have any advice in what I cn do or the best way to go about getting out of the mess that Im in?

I also have an application going through with the police so I really dont want to go bankrupt as the police thing will be screwed.

Would you suggest an IVA? suggestions would be welcome.

As my debt is old O dont know if I should look into the Credit Consumer agreement....I have sent off to the companies and asked for this CCS document but tbh I have no idea what im looking at to see if they have legally broken any lending law

TY so much in advance.

B