Hello,

Yes I am in the same boat, after trying to contact the Sallie Mae UK people all last year and this year, with calls to Canada and mails etc, I have finally been contacted by the Total Credit Financial Services UK Ltd. I have a further complication in that I no longer live in the UK but in Belgium. My question is what are the legal implications of having a UK debt, owned by a Canadian company based in London for a Belgian resident?! is there anything different I would have to do to those living in the UK?

Also it would be interesting to hear from others on the thread who have asked for a CCA request or a Subject Access Request

Thanks