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Ra21

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  1. HELP!! I had a credit card with capital one back in 2000 but fell behind with payments, i moved several times untill 2006 but cap1 caught up with me and demanded settlement..I panicked and started paying off the debt untill last year(when I had other problems going on) during which time they had passed the debt over to Capquest, i'm sure many of you have heard about them!!!! i managed to get rid of them by telling them I knew my rights blah blah blah..and not acknowledging their letters, I thought I'd heard the last of this debt..which if i could afford to pay it off I would!!!, until last week I received a letter from Lowells..offering a payment plan, which i ignored,and further one today showing a balance of £503 and saying if I dont contact in next 5 days they MAY instruct an AGENT to collect on doorstep, not even sure if this is the correct amount as got rid of all correspondence, what should I do??? thanx:(

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