nope not on the two that actually give me information! im signing up for credit expert its worth 6.99 extra to know for sure!

Ok so iv done that and its confused me even more!!!

Checkmyfile experian :493 which is terrible but with no info as to why.

Call Credit: 856

equifax: 741

Checking on creditexpert experian is 859!

whats going on??

im a bit confused.. on the website it shows experian as really low but then no further information... agh! will this affect my new job? thats my biggest concern!

Thanks! Im currently in the process of claiming to write off a credit card! very early days! The only reason I want a loan is to make the interest less by consolidating! Stupid annoying companies!

Im totally baffled. I am in debt and decided to get a loan to consolidate some of my debt. I have been refused a loan previously but that was for a considerable amount more!! I have signed up to CheckMyFile for the three credit reports and they say i have good credit so y have I been rejected??

I have also been offered a new job which requires a credit check though im not giving any financial advice or working ina bank. Will this affect the credit check they do and prevent me from getting a job!?? All my payments have always been up to date!

Thanks

Ok! so I have just made a trip to the post office and sent my letter off for my mint card with the postal order enclosed. What is the next step? Do they have 12 working days or just twelve days? Has anyone else had any success with mint cards??

Thanks

Postage is not a problem as this can be purchased online, even for recorded delivery, but I'm not sure if you can do this for postal orders or send something equivalent? Thanks x

Do i really need to send a postal order or can i send a cheque? I hate having to go to the post office as I hardly ever get time for a lunch break at work. Is their anyway to buy a postal order of equivalent online?

Hi, I'm totally new to this whole forum stuff along with what seems like a lot of people. Basically I'm about £10k in debt and now moved back in with my parents, although I am managing the repayments (just) unless I get these sorted I'll be living here forever!! My debts are as follows:

HSBC overdraft: £1850.00

Natwest overdraft: £2000.00

HSBC Credit Card: £1500.00 taken out in about 2004

Egg Credit Card: £730.00 taken out in 2008

Mint Credit Card: £4180 taken out in about may 2007

I really want to get this all sorted out, ideally without having to pay someone to do it. I have looked at the template letters and things but I'm totally baffled about where to start and what to do!!

I'm also concerned about starting the process and my creditors requesting the money back in full which I know i can't pay. At the moment I cant even get a loan to consolidate my debt!

Please please help

Thanks