Hi Dpick, i am new to this forum and finding it very useful.

 

Are there standard letters available to send to the CC companies?

 

I have never missed any payment on any loan or CC and have a good credit rating. But, like many people times are tough and I can not say that will be the case for the future?

 

Some questions if I may:

 

if I send these letters, but in the meantime continue to make the correct repayments, will the CC company increase my interest rate?

 

Will this mess up my credit rating? I work in Financial Services and need a clear rating?

 

Thank you in advance for your help.

 

 

Pedro1966

Hi, newbie here, and thanks for this great source of information and support.

I'm also interested in this subject and have exactly the same worries as Pedro.

Also, I'd like to ask, whilst the matter of unenforceable credit is being investigated, am I required to continue making monthly repayments as normal?

Do Banks alert/communicate to each other about such action being taken by a client?

Thanks