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012341

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Posts posted by 012341

  1. hi all

     

    Well after reading this great forum for a few days not sure its possible to deal with problems following other theads so going to start my own

     

    never taken on debt collectors untill now allways paid what I could

     

    first need help with bank of scotland agreemeent has been going on some years now and we have gone though many dca companys

    latest is

     

    letter saying we have assigned your account of £1xxx:xx to 1st credit ltd please contact them immediately

     

    does one

    1 ask for cca then what?

    2 eat letter for breakfast

     

    not sure what agreement it is now but 80% think it was credit card probably with load of charges

     

    Regards

    just call me pete

  2. Hi Scott

     

    ge money are disapointed with me rrrrrrrr

     

    well have 2 houses decided to let one get repossesssed as my wages have dropped of a cliff self employed builder

     

     

    both houses have no equity someone robbed it last year sometime,

     

    both mortgaged unfortunatly with ge money just both before credit crunch damn well had so to much work etc...

     

    ge money as you may off probably heard off them before are next to useless on dealing with my situation except adding costs

    oh and ringing

     

    within 2 months behind had one suspended repo (renters moved out) order now have told them situation house is empty back in august 2008 and have it back sent keys back

    guess what just keep adding charges just sent letter today saying your the mortgagee and pay up areas in full but no repo still

     

    why they not repoing? if i was living there would have been long gone ?

    will the 18000 yes 18000 early settlement fee still be added if repoed

     

    2 1/2 months behind on 2nd house the one i will try to keep no court action on this one so far hopefully work will pick up soon

     

    Regards pete

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