Hello. I'm Dan.

I took out a payday in Dec 2012 for £100 with a company. MMF had been chasing me since then. I don't have the money to pay since falling into the sick ESA trap. I have has numerous calls and texts, then letters to the point threatening to 'visit un announced'

Today I get a call from 'Mr O' in a deep threatening voice along the lines of 'Call us or i will be there'

I phones up and complained to argue with 'muppets' to tell me, you took the loan out, pay us NOW.

I did not agree with the way I were spoken to, so they ended the call.

I So then called police and have a crime reference number, Then called FOS and registered a complaint and then to OFT, who can't do sh1t unless enough complaints come around to look at the in the "next review"?

So these calls from Mr O (to which they are under the OFT can do this) Just ignore them ok. They can't do anything.

My concern is that, if 'old' people are threatened by these, they must be scared. MMF told me 'old people don't take loans'

Please sort this..

No. Call and tell them im AM APPEALING right NOW. Then you will need a doctors certificate to cover you, but by saying you are appeling. Then get down the DWP or download a form and fill out the appeal as soon as you can before even waiting for the standard for to be returned in the post. Try and get one in as soon as you can. This will then be the process in motion. But that 0904 ending number you should call as soon as you can.

As for the rest of your question. You can use your arms to power a chair, you can write and use a laptop, therefore fit for work. These people are nasty.

I have managed to find work since, but really is a struggle to get there and do it, but hey. Try your best.

Dan.

Ouch. Me too princess. First of all APPEAL. and g et proper help from docs and maybe CAB. APPEAL right away. This will be an hour sitting in front of a doctor. But this will only buy you some time, currently 9 months (ish).

You have them to produce doctors notes continously every month, 3 months or what ever until you get the appeal date.

I were told in mine that since i could use my arms and walk 100 meters, I can work. I had to go onto JSA.

It wil be ok in the mean time, and not knowing what sort of condition you have, Even if I did, they have made the decision and made extra for finding you fit for work.

So, APPEAL, see docs as soon as you can and get them sick notes in to stop you losing benefit.

Hope this helps as a realy quick answer.

Dan. (failed ESA, nil points)

All 3 are liable for 100% of the claim. No, you would get the money twice lol. That would be for the card companies to fight over.

Hi. I applied ESA and had to fill in ESA50 form. 0 points, appealed and lost. '2nd stage arthritis' and even a cripple bus pass but as my arms work, I 'can' work.

Now on JSA.

Refusing to provide a specimen of breath, blood or urine for analysis

You may get:

6 months’ imprisonment

up to £5,000 fine

a ban from driving for at least 1 year

I saw this the other day on TV,and he got 30 month ban.

Thankyou

There is no formal acceptance loophole for s21

It is not a NTQ and your T will continue until LL gains legal repo.

So if you wish to vacate, you must serve NTQ for SPT, which requires a MIN 1 month notice, served (received) by end of 1 T period to expire at end of next T period.

T period starts with day 1 of SPT and its length is stated duration between rent due payments eg pcm.

Or you could negotiate early surrender with LL, which could cost you a similar amount in lieu ofrent.

English ?

English ?

JSA will pay you by 'faster payments' TODAY !!

Inform the council of this error now and again the Monday of the week your housing is due. The system will automatically inform the council also !!

I've had this happen before also.

Dan.

Could you get back to us on this, i've just registered to see the outcome (hello all, i'm Dan)

Thankx