No, I have not kept any of the correspondance from 3 years ago. I can't remember if the Notice to Keeper was served on time.

I must have admitted to having been the driver as it was a company vehicle.

Is "ignoring" still the best course of action?

Yes, the letter is from PWE. I can't remember any details of the "offence" or previous communication with them.

The "offending" vehicle has since been scrapped though. LOL

I have just recieved a "Parking charge - final reminder" from Park with Ease.

It refers to a period of parking dated July 2014 (3 years and 5 months ago)

I ignored their begging letters back then and have heard nothing from them for over 3 years.

Can they pursue this after all this time?

Thanks ODC,

I am now living South of the border, and will send letter M.

Mr A

They are threatening court action again, so I'll send them the stat barred letter (template M).

Should I adjust the wording from "6 years" to "5 years" as the a/c was from a Scottish address?

HHHhhmmm, on reading a few other Lowell threads, it seems I may have neglected to send the "account in dispute" letter after they failed to respond to my CCA request after 10+2 days.

Can anyone tell me if I should just move on to the "statute barred" letter.

Regards

Mr A

Here are photobucket links, to the scanned papers

http://i485.photobucket.com/albums/rr218/Anchovy/scan2.jpg

http://i485.photobucket.com/albums/rr218/Anchovy/scan1.jpg

Mr A

Back again!

Letter received today (21st Jan) from Lowells, with "original credit agreement" enclosed. I requested CCA from them 11/10/08 and eventually received the "file closed" letter on 02/12/08.

The "original credit agreement" is a very shady photocopy dated 2001.

Anyway, why are they pestering me again? I thought they had 10+2 days to find the CCA, it's been more than 70 days now. Should I now find out if this "debt" is indeed statute barred?

......or just ignore them for a while again.

regards

Mr A.

Hi Goodyear,

I have recently been pestered by Lowells too. I ignored their letters until they threatened court action, then CCAed them. They couldn't prove debt existed and closed the file. As far I know, any debt I may have had would be statue barred anyway, thus uncollectable.

I received great help from the CAGers here.

Heres my thread

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/154396-advice-lowell-letter.html#post1644180

Good luck,

Mr Anchovy

Almost exactly 4 months since the first correspondence from Lowells....I've now received the "closed file" letter.

Thank you so much to all those CAG'ers that helped me out.

:grin:

Letter received 10/11/08 but dated 3/11/08

(My CCA request sent 11/10/08)

"I can confirm our client has yet to furnish us with your agreement"......

....."there will be no further correspondence from us until the agreement has been received at which point we will require payment in full"

Is this them giving up?

Can I expect anymore bull from them?

Do I get my £1 postal order back?

Mr A

Yup!

As predicted, letter received today (Oct 31st) offering 60% reduction.

"We are in receipt of your CCA request" letter arrived today (24th) but dated 17th.

I sent the CCA request on the 11th.

The letter ends

"We will inform you if it will take longer than the prescribed period to find this information."

Guess I'll just wait then......

Checked the royal mail track and trace "service" again today. The website still cant trace it. Phoned automated royal mail tracking service, again "please try again later". Phoned royal mail complaints to see if I could speak to a human being, again "we have no record of it being signed for".

Why exactly did I send it recorded?

Anyway, I'll assume that it has been "bulk signed" or that they are still trying to deliver.

This Friday (24th) will be 2 weeks since I sent CCA request to Lowell.

I sent a CCA request to Lowells (to be signed for) on 11/10/08. I've now received a letter (dated 14 / 11 / 08)8 from Hamptons, saying that the debt has been passed to them and that "legal preceeding may be commenced".

The post office website is unable to confirm delivery of my recorded delivery CCA request.

Do I send another CCA request to Hamptons? even though its nearly the same address? po box 173 instead of po box 172.

What next?

Huh

A £1 postal order costs £1.46 !!!!! Marvellous eh?

Anyway, do I make the PO out to Lowells or just leave it blank?

I'm not very familiar with these things.

Thanks for the reponse ODC,

I'll post off the CCA request tomorrow.

Do I send it "to be signed for"?

Mr A

I've just received letter number 5 from Lowells. A "last chance to pay before the account is passed on to Hampton legal, our litigation specialists."

They have still never once heard from me for over 5 years (the original debt was from a Scottish address), and have no proof that I actually live at my present address.

Should I now send the statue barred letter or continue ignoring them?

Would they risk court action over a statue barred debt?

Mr A

Interesting!

Has anyone ever been visited at their property by Lowells?

If not, then everyone being pestered should just ignore their letters indefinately.

I have now received 3 more letters from Lowell (dates 8th Aug, 20th Aug and most recently 1st Sept).

They now claim that I have a debt to their client, Cahoot.

They must have found my address when I had a recent police background check done for a voluntary work position.

I have not responded in any way to them yet. The most recent letter says that they will be sending an agent around to discuss etc.

Is now the time for me to demand proof of any debt? Or just continue ignoring them?

Should I demand proof of any debt and tell them I want no doorstep visits?

My address which they have as the "original debt address" is in Scotland.

I now live in England. Would it be statute barred after 5 or 6 years?

It must be very close to 6 years now anyway since I had a Cahoot card.

What's my next move?

I've received a letter from Lowells saying that they'd like me to "validate" information "supplied" to them by Experian. The information is my Mothers address which I have not stayed at for 10+ years.

I assume that this agency is chasing credit card debts. I cut up my cards and buried my head in the sand 6 years ago. From what I've gleaned from this site so far, my debts may be "statute barred"?

Can I find out this information from Experians website? without alerting all kinds of unwanted attention.

I have not communicated with (or made any payments to) the banks, credit cards or agencies for almost exactly 6 years. It may be another month until the 6 years is up.

I dont intend answering this letter, but what should my next move be?

Mr A