No the thief's havn't been caught yet, doubt they ever will

Thanks for that info i will ring them now !!!!!!!!!

:confused:Hi all

Back in january, my husband was held at gun point in our home and we were robbed, the next day i reported it t to Barclays Insurance, who put the claim in the hands of Crawford & company loss adjusters, since then the loss adjuster came out (2 weeks later) and its now 19 weeks since this claim was made. Every time i phone crawford up, i keep getting fobbed off saying they waiting for police report, or they waiting to speak to police, now they say they waiting to talk to insrance company, they just wont give me any clear answers. Does anyone know how long a claim should take to be handled???????????

thanks

I have just rang JP Morgan Chase as our fixed rate has finished. My new payments reduce by £280 per month!!!!!!!

 

Yippee do dah

do you mind me asking what your original interest rate was and for how much or how much u was paying each month

hi not wrote on here for a while, but got a letter a few weeks after sending the statute barred letter, saying that they would let the original creditor know, since then heard nothing up to the other day when i got a letter from 1st credit again offering me a huge discount if i paid them, i have replied with a letter saying you have contacted me again regarding these accounts..........does anybody know where i stand with this as its getting really annoying now

thanks for the info, we just dug out the original paper work from GMAC and on it, it says we will be paying 2.25% above the libor rate (which is at 0.54%), so by my calculations we should be paying 2.79% in january if it stays the same.

here's hoping

Hi

In January 2008, my Husband took out a mortgage with GMAC , which was on fixed rate till January 2010.

The reason for taking it out with them is because he as a CCJ, which is in the process of being paid.

What i would like to know is, when the fixed rate finishes, which is currently at 7 1/2% (i think), does anybody know what his new interest rate will be????

The mortgage was for £118,000 and he pays £872 per month.

Any information would be received with thanks.

thanks, i'll let you know how i get on !!

It's a letter to tell them that they cannot take any enforcement action to collect the debt. Once a debt becomes Statute Barred it can never become un-barred no matter what. You could put a full-page spread in you local paper admitting to the debt and it still wouldn't make an iota of difference. Just send them the letter in post #3

Thanks for that info, i gonna send the letter first thing in the morning, should i send it by recorded delivery or just normal post ?????

hi

I not paid anything on this debt since 2000 and all post they have sent out to me as been ignored.

If i write to them now with a statute barred letter is that not acknowledging that i owe this debt.

any reply would be welcome

Hi

I have just recieved a letter from 1st credit about a debt with HSBC from 2000, offering me a reduced amount if i pay it off.

In 2000 i changed my postal address to my sisters has my husband knows nothing about this, since then she as recieved a few letters but not for a long time. then all of a sudden i receive a letter at my new address, how would they have got my address when i not on electral role???????????

What do i need to do now???????????

Any help in this matter would be appreciated, cause my husband still doesn't know !!!!!!

Thanks

Briggsy:confused:

Thanks for that, i did read somewhere that you need to go in around 60%, does anyone know if thats right and is it the same for ccj's

briggsy

Hi

I hope somebody can help me out here.

My husband as a ccj with link financial, it was originally for £19500 and we have been paying at £300 per month since august 2007, so the balance is now £13200.

What we would like to do is offer them a settlement on this account, but we dont know how much to offer them.

Please any suggestions are more than welcome.

Briggsy

Thanks i will get straight on to it

hi

I also have anoher account with lloyds-tsb which is in joint names with my husband can they start taking money from that account to pay for my overdraft and loan account.

Any response appreciated

Briggsy7250

Hi

Hope somebody can help!!!!!!

I have a account with the above bank and also a loan which comes out of the same account.

The problem i have got is that there is a £6000 overdraft on this account, which is upto its limit, the reason for this is all bank charges and interest and loan payments etc.

I want them to take this to debt recovery as they are now adding £15 per day for being just over the overdraft limit.

What can i do??????????????

Any help would be appreciated.

hi

I have just recieved a statutory demand from connaught collections, this is for the amount of £3224 which i originally owed to barclaycard, then transferred to 1st credit.

I want to ring them up and offer them £40 per month, will they accept this and not issue bankrupsy proceedings or is it too late?

I am not denying i owe this money, i just not done anything about it.

PLEASE SOMEONE HELP