chellby21
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Posts posted by chellby21
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Hey, thanks for the reply. It was a standard current account overdraft, and it was being repaid under an arrangement with the bank up to a couple of months ago. I believe there were long periods in the intervening years where no payments were made.
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Any advice gratefully received, NatWest sold my pensioner mothers' debt to a DCA. It was originally for £1000 back in 2002, now the balance is £400 but the charges alone on the account amounted to £600 - so the debt they are chasing are their own charges.
The DCA is now threatening court proceedings starting Monday. Is there anything we can do? She is a pensioner and can't afford to pay and it does not seem fair. I'm pretty sure she has defaults in her name as a result now. Is there any way we can hold they payments while contesting the charges? Or through an informal arrangement?
Thanks for any response
Concerned daughter
Mums NatWest debt sold to DCA but they are all charges. Now court action threatened
in General Debt Issues
Posted
Thanks both of you. It’s a calculation my mum made, so will get the official statements from the bank. The charges started in August 2002 so we are just in time to demand 6 years back. Phew. Let's hope the case for charges goes in the consumers favour.
And thanks re advice to DCA, I was advised to make an informal arrangement but it seems better to get all activity frozen while in dispute?
Thanks again, I feel better prepared to help my mum properly now.