Jump to content

smurfit

Registered Users

Change your profile picture
  • Posts

    6
  • Joined

  • Last visited

Posts posted by smurfit

  1. The landlord gave us notice a month ago on the house and looked round the property then and was happy that it was all in order. now he wants to come and look again (only 4 weeks later).

    Is this right or not, he only looked at it a few weeks ago and we have another 4 weeks on the notice yet. We are starting to feel harassed because he keeps phoning too.

     

    any help would be great

    thanks in advance.

  2. Just to update this situation.

     

    I had no return phone call from the bank, no letter etc. Nothing!

    On Monday they took out the £50 charges, I then went to the bank yesterday & paid in £40 (borrowed) to make up the amount & a small cheque. I did a mini statement before I went in that showed my account as £1464.97. This baffled me, so I checked online when I got home, this showed £1500 + in credit. I thought that maybe a customer who owes me some money must have paid a BACS.

    I then checked after midnight online & this showed no sign of the cheque going out, nor the money I had paid in, but still £1500+.

    This morning I log in again to find the cheque bounced and a £34 charge & a balance of £744.97.

    Now note that 744.97 + 34 (charge) is 778.97!

    As far as I can see, this cheque was bounced this morning but they say it was bounced yesterday & paying money in same day does not count. I also explained about my previous call to explain that the £50 would cause the cheque to bounce but "a decision was made that no hardship would result".

    I replied with "I would call facing eviction hardship", & some.

     

    So they take £50 charges, this causes cheque to bounce even though funds appear to be there, so they then charge another £34 because the cheque bounced due to their charge. I'm in the wrong business, I'm gonna open a bank!

     

    I have been on the phone & getting no where, I even asked to speak to a manager who did call back with a reply of "can you get all your details together including wages, bills, rent etc. & give us a call so the credit department can determine how we can help, & send in a copy of your mini statement for an explanation of why it showed that amount". ?????

     

    What can I do?

  3. I had a cheque bounce due to lack of funds, the cheque was only £40 & the account was only about £5 short. So they charged me £34 that took me overdrawn anyway.

    Then 2 days later a DD failed for £38 & again a £34 was removed immediately.

     

    They now also want two £25 charges from my account, due to be debited from my account on Monday for unauthorised overdraft day 1 & day 5. The problem is I paid a cheque into my account on the 18th before 3.00 and its showing as debited on the 19th. This cheque is towards my rent & if these charges go out I will be very short.

     

    I called them earlier & explained that this will create financial hardship due to a cheque that should have cleared on Monday being for my rent. This £50 charge will leave me short. The response I got was "I have to fill out a form, then someone may contact you regarding these charges".

     

    Is there anything I can do?

×
×
  • Create New...