UPDATE : Received a letter this morning from RBS settling in full. Usual standard letter but settling for the full amount. A. WOO. HOO. :D !!!

 

Thanks to everybody for their help and especially T4FF, Dangler8 and Styx! A wee break while I move flat and then onwards to claim against my, now closed, RBS credit card and Barclaycard accounts:roll: !

Hi congrats - I am in the process with RBS and have just received a letter from their solititors - why stating 'Defence' and asking for further information. Did you have to go this far?? thanks June

Morning all,

 

I have been reading with interest, on and off, for a while now about the full charges issue. Never really thought about doing it before as I didnt think the effort justified the amount I thought had been charged in total over the years.

 

However, out of interest I asked for the statments (ordered via telephone banking and received within a week - charged £5 ) to have a look see. Over 5 years since I opende the account I was charged £1330 in charges in total!

 

Going to send off my prelim letter, recorded delivery of course, detailing charges and asking for a refund Monday morning.

 

Looks like RBS seem to pay out after the LBA letter but we shall see. I shall keep you all updated!

 

Wish me luck!

Hi there I have been reading with interest your comments -as I am with RBS.. We have now received a letter from their solicitors 1. stating Defence and 2. Request for further information. Just wondered if you had got this far - as received anything like this yet? thanks June