chaplin007
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Posts posted by chaplin007
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Opened a statement today from the lovely HSBC, informing me that I had incurred a charge of £75 for overdraft arrangment fees! And then also £15.19 from interest debit.
I am just about to write my letter to the local branch to see if they will refund the £75 in good faith. Should be interesting, if not I will follow up with the full 6 years account details charges - which will be even more interesting as I was a student near 7 years ago.
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Hi peeps!
Got into a rage today - HSBC charged me £75.00 for "overdraft arrangement" fees! Jesus!
Oh and Hi!
Chaplin007 v HSBC
in HSBC Bank
Posted
Written out my letter, nice and polite.
Dear Sir / Madam,
I received an account statement from you regarding my overdraft arrangement in April 2007.
I would like to point out that I have not received any letters or statements informing me of possible penalty charges incurred for any informal or formal overdraft arrangements as described in the statement enclosed.
In this case I have been charged £75 “arrangement fees” plus £15.19 debit interest on my account which was in arrears. My overdraft agreement was of £1500 and I would deem this an unjustified and unacceptable penalty.
I have now credited my account to balance and I am seeking your advice of how I may claim back the penalty charge or “arrangement” fee which I feel was incurred unfairly.
Regards,
Me
Lets see what they say.