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Hi people. Long time no see.

I'm in the process of helping a couple of friends of mine with a problem and need some up to date advice

These two friends run a small time curtain making making business. Very small scale. They did some work for an interior designer last year for about 10 months. All was going well until the end of last ear when she started moaning about the quality of some of the work. She then refused to pay about £2000 for work done. Her complaints about the workmanship are very spurious indeed and any small problems my friends have put right at their expense. She was sent a first and final letter befor action. She has replied threatening to counter sue for over 8000 for loss of business and additional expenses incurred as a result of my friends alleged poor workmanship. My friends are happy to pursue her through the scc but I'm a little unsure of the procedure if she counter sues. If she counter sues for £8000 could it end up being put outside of the scc and as such e issue of costs need to be considered.

Any advice would be welcome

The impending disaster which is the housing market will sort this problem out.

Give it a couple of years, when you buy a carpet you will get a free city centre executive apartment to put it in.

Its the only way they will get rid of them.

Fedup

If Im reading you correctly

youre leaving to live in Canada on friday for at least two years.

The house you leaving behind is in negative equity and the organisations holding the charges are being awkward about the renting.

I think I know what Id do and dont leave a forwarding address !!!

Ive bought a number of cars from dealers and they sometimes dont have tax.

The reality of the situiation is you run the risk of a FPN for No VEL but thats the risk you take. It certainly doesnt invalidate your insurance.

In a word

Credit crunch !!!

Just a quick update.

As suspected Barclaycard had registered a default whilst the matter was in dispute so I decided to impliment the banks complaint proceedure alleging they had breached the banking code.

That was a torturous affair to say the least but eventually last week they agreed to remove the default.

A good result eventually.

Im just about finished with the re claiming game having got back almost every single penny paid by the kids.

I wish you all good luck when the bun fest resumes next year that is assuming the banks havnt all gone bust as a result of their greed in the mortgage business.

If the judgment goes against them next year it could be the final nail in the coffin and perhaps then we can get back to ethical local banking with decent customer service at a reasnoble cost.

Rumbley

I have also the same problem.

Just moved into a house which previously had a contract with Talk Talk

The previous owner has cancelled it

For ease I tried to start a contract with Talk Talk but they tell me the line has been discontected and I will have to get in touch with BT to get an Active BT Line

Speak to BT who will only do it if I pay them about 130.00 for the privilage.

The line still works but this is because it takes about 10 days for the cancellation to go through.

This is really P@#$%ing me off

Any ideas anyone

I had exactly the same charge with Direct line and like you they had referred it to a debt collection agency almost before I had time to read the letter.

I ended up paying it but I wasnt V happy

was it direct line

If your claim was for charges plus the interest you have paid on them then your entitled to continue with the claim.

What you cant do is claim the statutory 8% allowed by the court unless you have issued a claim..

It is a fairly simple process with a pen and calculator to work out how much interest youve paid on the charges and you will be surprised how much it comes to

Eg. a £20 charge will become £23.57 after a year at an interest rate of 1.4% per month

I am unable to scan or post images, but I can give you the text content tomorrow morning...what is the NTO and NRO? All I have so far is the ticket, the intial letter confirming the ticket and a letter in answer to our intial contestment!

 

Thanks for the replies guys!

NTO - Notice to owner

NRO - Notice of rejection in reply to your formal representations.

If you have made only informal representation as a result of the PCN wait for the notice to owner and make formal represenattion. Then wait for the Notice of rejection which will no doubt have some errors on it. Long way to go yet

Thanks for this rogerebaker. I did mention this point and the adjudicator insisted the information on the PCN reverse side relating to the 14 day discount was sufficient, unfortunately.

Sorry

Put my glasses on and realised its on the back

Apologies

The most recent NPAS annual report slated the councils for not showing descretion especially towards incidents like this.

I would appeal. The maximum it will cost you is another 30.00 and the chances of them getting all the paperwork correct are slim.

Are you able to post the PCN, NTO and NRO on hear so we can look at it

Yes. Particularly 3 (d). The 14 day discount is not on the PCN, it is on the payment slip - which is not part of the PCN

Why didnt you use the above.

Nowhere on the PCN other than the tear off slip does it mention the 14 day discount.

This is a stone bonker winner

The PCN doesnt comply. There are loads of examples of motorist winning on this point alone.

Ive PMd you