fragglerock
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Posts posted by fragglerock
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Hi I have had the same problems as everyone else,
i recieved a letter from MH last year claiming a debt i owed creation from 1999 and i stupidly contacted them. I know nothing about this debt and have never had a store card in my life which is what this debt is for apparantly. When i explained this on the phone the lady put the phone down on me (at least she was'nt verbally abusive as most people seem to get!). Since then i have recieved 2 of there postcards saying payment must be made or futher action will be taken.
I have sent them the standard letter requesting the original documents with a £1 po and suprise suprise have got nothing back but have got more of there circular postcards.
Now although i could ignore these and probably never pay the debt without any futher action been taken (as 1. it is not my debt but i do not know how to prove it! and 2. they have not supplied the original document so can not proceed legally) i am worried about what my credit rating will be if they still have this on there records as i am going for a mortage this year. Any advise?
Mackenzie Hall
in Debt Collection Agencies
Posted
Thanks seminole
am just getting so stressed about getting it wiped of MH's system will try the TS next.