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Flatcoats

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  1. Hi Wonkeydonkey - I cannot pm you as I have not done enough posts. I never noticed they weren't going through
  2. Thanks guys got it but I need to do 1 more post before it will let me pm haha. crap week all round and limited tonight but back in work tomorrow so will pm then. Thanks a million.
  3. What frustrates me is I wasn't given anything from the landlord in terms of statement etc when I left he could have put any figure down and I've not had the chance to question any of it. Like I said I didn't hide under the radar and if they have my address for the sheriffs office why not any court papers? I know the HCEO are only doing there job but 7 days, 7 weeks, 7 months my possessions won't change so there is nothing to take unless they want my clothes.
  4. I know I must owe something but have no idea of the full amount as I was only short by approx 300 per month for 6/7 months. I tried noodle again this morning but still couldn't,t get on and have limited internet today so will register with experian tomorrow. It was a poor time and I am managing all my other debts have no credit cards etc this amount will just push me over. I,m going to look into an Iva and get this included my only worry is I don't think my annual salary is high enough. Thanks again guys appreciate all your advise.
  5. Thanks Ploddertom I certainly will not be letting anyone in and there is nothing of any value in here that I own. The car I have access too (not owned by me) was bought for £500 even if they tried to take that it wouldn't cover it. Crazy thing is I could have moved and reverted back to maiden name and as I was married abroad it was never registered here so no way of proving Miss p ? Is now Mrs p ? However I had nothing to hide hence on the electoral register etc. Think it's harsh I get 7 days notice having received nothing but I suppose life never is. Thanks a million though. I don't normally answer the door anyway just worried if I am confronted on the street etc. will search the forum for advise if they do come knocking on the door.
  6. I can't access the noodle report as it won't recognise my card for some reason which I find strange as been with the bank for years and card is fine normally. Is it worth registering for the free trial with experian although everyone at work had a nightmare trying to get out of before they started charging. I'd be more than happy to enter into a payment agreement but could seriously only afford £20 a month max which I doubt very much they'd accept. Hardly slept last night as 7 days notice to find 4k is scaring the hell out of me and dreading a knock on the door current landlord is lovely but doubt he will be so understanding if they attempt to remove things from his house. Thanks for the advise so far really really appreciate it.
  7. Thanks will have a go. What address should I search for a Ccj as been here 5 years now so would it have been issued to his property I was renting even though I was no longer living there?
  8. Thanks WD. Not sure how much the shortfall was and when I left I met with him and we never discussed repaying monies. He even let me stay in the empty house for an extra night till some friends were back from holiday as everything had been put into storage. I,m not even sure he had a signed tenancy agreement but suppose he must have if he has taken me to court. It was a very stressful time with brothers depression etc. will scan the notice in and post it. I have received nothing but then as stated I couldn't tell him a new address and he never asked for one.
  9. Rented a private property initially through a lettings agent then they closed down dealt direct with landlord for 2 yrs. Made redundant and couldn't afford full rent claimed housing benefit - there was a shortfall. Landlord started proceedings to get me evicted after 1st official solicitors letter I left the property on what I thought was good terms with landlord. Stayed with friends for a while then unfortunately brother committed suicide and father seriously ill moved back to town of birth over 100 miles away. This was in May 2009. Father passed away but still here renting privately again and managing just to keep my ahead above water. Yesterday received a notice of enforcement from the sherrifs office giving me 7 days to respond to a debt of nearly 4k I owe this previous landlord. I have not heard a thing since I handed his keys back, obviously didn't give him a forwarding address as had no clue where I would be living but been on the council tax register since 2009 so hardly hiding under the parapet. I wouldn't even have a clue and never did where my ex landlord lives so cannot contract him direct and very wary of dealing direct with sherrifs office. Ironically the 7 days expires on the anniversary of my brothers death really not looking forward to that day. I am working now but only just earning over minimum wage, rent furnished and don't even own a car so baffled as to how they think they can take goods worth 4k. Wouldn't be such a shock if I was expecting this however never any indication , paperwork, nothing that landlord was chasing me for this debt. What's my next step please any advise would be greatly appreciated.
  10. Thanks PloderTom will get those forms downloaded today - in the interim I have scanned a copy of the V5 so should I still email it to Marstons as OH is adament he is not hiding his car but he works nights so if they came in the day and took it he wouldn't know until he got up and then he'd been unable to get to work?
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