Is IN THE NEXT 10 DAYS thing and we could pass this on to someone else hot air? Thank you so much for all your help guys! My husband is getting them too and I just keep repeating what you say to him. If their harrassment stops I'll let you all know x

The bit that worries me especially is Were we successful in our our claim or if you ignore the claim, a CCJ may be registered requiring you to make payment you may also be liable for costs of pursing legal action and interest on amount owed. If you then fail to pay the amount covered by the CCJ we would then take the next steps required to enforce the judgement. To do this we have to make an application to court.

Hi Slick I have been reading several threads about this and found it hugely useful. I sent the letter offering £9.99 last payment for final month and requested that they stop harrassing me immediately. I have continued to be texted on a weekly basis and increasingly threatening letters. I just wanted to check in the following one sent to me as it's finally made me feel anxious. Damn them! Re: CRS No xxxx Following our initial letter, we are disappointed that your account with Xercise 4 Less is still in arrears and our fee has not been paid. We would still like to reach an amicable resolution to this, however, if you fail to respond to this letter we will have no option but to commence further action to recover the monies owed. The options available to us are: 1. Legal Action. We believe you are in breach of a legally binding contract with Xercise for less because you have not payed your membership and our fees. We may pursue a claim under this contract through the Courts. If we do so the following process would apply: 1. We right you a formal letter asking what what we are demanding and give you a final opportunity to pay. 2. If this failed to settle the matter we would issue proceedings against you in the county court 3. You could either then : a) make the payment b) dispute the amount owed c)if you dispute the amount owed the court process would continue at the end the court would make a decision on our claim d) a strict court imposed timescale will apply in relation to court process. Were we successful in our our claim or if you ignore the claim, a CCJ may be registered requiring you to make payment you may also be liable for costs of pursing legal action and interest on amount owed. If you then fail to pay the amount covered by the CCJ we would then take the next steps required to enforce the judgement. To do this we have to make an application to court. 2. Outsource to external agents. Your account would be passed to another collection agency who will take further action to recover monies owed. YOU CAN AVOID THIS HAOOENING IF IN THE NEXT 10 DAYS YOU CONTACT US ON XXX to ARRANGE PAYMENT WITH US. Yours CRS Nuria Manson -------------------------------------------------------- What do you think I "owe" 171.50 and should have got back to them by today???