Greetings My source of inspiration for a long time has been this site long story short, I have a current mortgage with this sub prime slime, i had arrears for the last 5 years, which i have now cleared. at present i have around £7000 in various charges ,admin,missed direct debits, solicitors fees, etc, which are added to my outstanding balance to be paid over the remaining term 12yrs:-x I also had a secured loan which incurred £2500 in charges, due to arrears, this loan has been paid in full, I already have copies of both accounts listing all charges, including the additional interest incurred. I have just sent off a subject access request to compile a list of all calls, mis-information, harassment and down right lies , to back up my claimback of these charges I have survived 3 attempted repossesions over the period, and many sleepless nights trying to deal with this company To that end , anyone who has or is currently doing like wise, i would love to hear from to thanks in advance superal