As the subject says I have a interim charging order from 2009 with Lowell. I have been reading online and it says that after 28 days it would automatically be made full. I checked the land registry last month and its still showing as interim is this normal?
My current plan is to do a Subject access request on the 25th May (when GDPR is live) and check that my credit agreement is valid and that the correct process was followed. The debt is an old credit card and I'm also sure there
An unsecured creditor may apply to the Court for a charging order against a debtor’s property. Commercial lenders such as credit card companies and utility companies will often protect their interests in this way. The order will require the debtor to pay a fixed sum (though interest will accrue on that sum) and will oblige the land registry to accept an application to register the order as an equitable charge. As with a mortgage, the owner could not sell the property