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dangerous_client

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About dangerous_client

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  1. Im still waiting to find a solicitor who can deal with this restriction k. There is no point at this time fighting the debt if it wont affect the sale of the house.
  2. where can I find a savvy solicitor, without causing offence everyone I've come across has never known the law correctly.
  3. I think I may have had a default but it went a long time ago and there is never a ccj against my name so it had no impact on my credit at all.
  4. This is the exact wording: RESTRICTION: No disposition of the registered estate, other than a disposition by the proprietor of any registered charge registered before the entry of this restriction, is to be registered without a certificate signed by the applicant for registration or their conveyancer that written notice of the disposition was given to Lowell Portfolio I Ltd at Enetrprise House, 1 Apex View, Leeds LS11 9BH, being the person with the benefit of an interim charging order on the beneficial interest of Mr xxxxx xxxxxx made by the Stockport County court.
  5. So they wouldn't be able to apply for a full order to stop sale? What steps should I take to avoid a nasty surprise, anyone been though this personally?
  6. Because in the next year I would like to sell my house. Of which I expect my solicitor would contact them to pay, so I would like it sorted before that point. Also as it says in that post someone linked it maybe a full charging order as the land registry dont update it.
  7. Looking at this although its interim its possible that it may be a full one as its not updated on land registry?
  8. sorry not sure what you mean that I don't need to do anything?
  9. Just for the fact they have 30 days instead of 40 why I'm waiting. Also yes property in joint names and debt is just my name.
  10. Hi, As the subject says I have a interim charging order from 2009 with Lowell. I have been reading online and it says that after 28 days it would automatically be made full. I checked the land registry last month and its still showing as interim is this normal? My current plan is to do a Subject access request on the 25th May (when GDPR is live) and check that my credit agreement is valid and that the correct process was followed. The debt is an old credit card and I'm also sure there are many charges on there that make up the debt. So I aim to reduce or best case have it removed for good. Has anyone had success with Lowell like this? Thanks
  11. I have noodle and experian, you want me to paste here?
  12. I see some people have had success with removing default at same time as F&F. But if thats not the case then I would be better off not paying a penny and waiting the 6 years and having a decent amount for a deposit on a new house. The only issue would be barcalycard where the CC is over £5k so would be at risk of state demand.
  13. I have a list of current outstanding and who Nobody is chasing me, All CC's are on minimum payments. I live in my overdraft at present and the loan is on normal repayment. Dates of when I took them out?
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