Erudio - no CAA no default - discount offer - now PAP Letter
..
I sent off a CCA request six months ago which has not been provided, the account is in dispute,
i have been receiving 'arrears' letters since.
My question is,
would it help to send back the latest arrears letter with a "No contract. Return to sender" label,
or sit on my hands?
Thanks
Pencil.
The SB point is arguable, but unlikely it would get to making defence argument in a court.
I can see people being fearful of being in court room, but before it gets that far, Erudio would need to provide reasons why think it is not SB.