I'm looking for a bit of advice in regards to irresponsible lending.   I took out a credit card with Aqua and the initial limit was £1200 I believe,   I had no trouble initially paying the bill but then Aqua kept offering me credit increases and each time I was offered it I took it and it eventually ended up being a limit of £6100.   Eventually I maxed out the card and I was struggling to pay the min amount I eventually arranged a repayment pl