Good start Kjw but it requires a little refining. Its either noted or accepted or denied in a defence..it cant really be is noted but denied its one or the other.   The assignee in a court claim does for all tense and purposes becomes the creditor claimant...so refer to them as such.   The previous CCA request is irrelevant unless it was with the same claimant ...if it was then you phrase that current and previous request have been made.   The main thrust of your de