First of all, thanks for any help advised you offer, it'll be gratefully received.   I've gotten a county court claim from Western Circle (payday loan company) for an old debt (not statutory barred) and still 3 years to go before it is.   The county court claim is definitely genuine as it has claim number, password etc and I've logged in to moneyclaim.gov and it pulled the details.  I've acknowledged the claim and said I’ll defend it.   Is the claim the company are