I have been in a good job for more than one year now. I have been renting privately.     Now i'm about to go and see about getting a mortgage. I checked my free credit report and i have a new default on my account. This is because Barclaycard has passed the debt onto Link Financial.   I originally had 2 defaulted accounts with Barclaycard from 2011 and all my defaults are gone from my credit history.     One was passed to Link in March 2013, Link wrongly put a default on