Hello all,   Ive had a look through the forum as much as I could but thought id post my situation anyway.   I have read alot of posts about Paypal and DCA that Paypal hire not being able to take you to court etc because they are in Luxemburg.   I have a debt with Paypal Credit for just over £4000 which I am unable to pay in my current situation and the minimum payments and late fees are just mounting up.   So could I just walk from this ? Obviously I