Hi guys   4 old debts (catalogues) have been sold to Lowells, I requested copies of credit agreements and received them this week.    I also received a notice of assignment from them for an old Vanquis account.    I need to pay these debts off but don't want them touching my bank account so was thinking of setting up a standing order.  I guess I will have to send them details of income and expenditure.    My question is, do I need to give my husb