Had this through the post last month tgen i have just received a claim form from Northampton. I thought ICL went under.
Date of Issue 14/08/2019
Particulars of Claim
What is the claim for – the reason they have issued the claim?
1.The claimants claim is for the sum of £250.16 being monies due from the defendant to the claimant under a loan agreement regulated by the CCA 1974 between the defendant and PRAC Financial Ltd trading as under acct ref 5*****4
The Defendant contends that the particulars of claim are vague and generic in nature
1. Paragraph 1 is noted. I have never had an agreement in the past with PRAC Financial and do not recognise the account number referred to by the claimant.
2. Paragraph 2 is noted but not admitted. The claimant would not be aware of any alleged breach or in a position to plead such fact as the defendant did not enter into any agreement with the claimant. The defendant also does not recall