Hi all,   I have seen a number of similar threads on this forum regarding debt in Dubai, but wanted some advise on this particular 'twist'!   I lived in Dubai for many years and left in 2009. I closed all my bank accounts etc before I left,   around 2 years after I left (2011), I received an email from a UK debt company (IDR) saying that I owed Abu Dhabi Commercial Bank (ADCB) around £600 on an unpaid Credit Card, dating back to 2008  - the email expl