I have a charging order from Nationwide from a credit card. CCJ and CO were from 2009. At the time I tried to defend myself on the lack of a genuine CCA but lost as they provided a reproduced CCA.
CO is against house in joint names and having read the forums a bit, the wording of the CO is that they only have to be notified (rather than paid) if the house was to be sold.
I've recently divorced and the house is now in the process of being sold and I'm going
Since the Land Registry Rules 2003 took effect in October 2003, a charging order is registered as either an ‘agreed notice’ (shown on the register as an ‘equitable charge’) or a ‘restriction’. Prior to October 2003 where only one of the owners / registered proprietors was the judgment debtor, the order was registered as a ‘caution’. A caution served much the same purpose as a restriction. Any cautions registered before October 2003 will remain on the register.
A notice or restriction does n