hi I have a court date with these regarding a supposed debt with vanquis card, it has gone through all the channels and ive defended the claim etc.   I agreed to mediation but couldn't as I have been given no CCA or notice of the debt being passed to Lowell. so its gone to the small claims track and a date set in july that's if Lowell pay the court fees next month.   I have requested a copy of CCA and any paperwork to do with the debt passing to Lowell, so far all I have received is a va