Got finance last September for my car, I lost my job in December and it was a struggle but all up to date, but in June my partner started a new job, we had no money for 5 weeks and got to arrears by 2 months.   I got a default notice and I called have explained why and made a payment towards it and set up a plan towards arrears. This was all ok,   just had a call to say a manager has cancelled the plan and wants a payment of £558 by Tuesday 18 or they come take car away,