Hi, ive had a CCJ claim form in the post recently-ish for a roughly £1500 dept to Southern Water.   On doing some research i came across the Water Direct scheme which would allow them to take the debt and future costs direct from my benefits which seems ideal for me.   I suffer pretty badly with anxiety so even tho a debt like this SHOULD be a priority its very easy for me to completely ignore things like this while off fixating on anxiety issues for months on end.   i just contac