Hi.   I took out a loan with these people and have ran into arrears.   I have emailed them offering a payment plan of £100 for the next 3 months as I have recently been off sick and am working part time instead of full for the next 3 months.   Below is their reply.   Please could someone help me with how to reply, whilst I can see if I can get work to issue some sort of letter i'm not happy with disclosing my medical information to them:   Thank you for your email.   As